Garden State Solar Insurance

  Explore NJ’s community solar program for renters and homeowners without rooftops New Jersey's community solar program provides an innovative solution for residents who cannot install rooftop panels but want to access clean energy savings. Established under the Community Solar Energy Pilot Program and now transitioning to permanent status, these shared solar projects allow multiple participants to subscribe to portions of larger offsite solar arrays. New Jersey law guarantees subscribers receive credits on their utility bills for their share of the solar energy produced, typically providing 10-15% savings on electricity costs. The program specifically prioritizes low-to-moderate income households, with 51% of each project's capacity reserved for these subscribers who often receive enhanced savings of 15-20%. Unlike traditional solar ownership, community solar requires no upfront costs, no equipment installation, and no long-term commitment, making renewable energy accessible...

Stay compliant with NJ’s latest solar policies, incentives, and installation rules. Understanding New Jersey’s Evolving Solar Policy Landscape  New Jersey continues to lead the Northeast in solar adoption, but staying compliant requires navigating complex regulations that changed significantly in 2024. The state’s Renewable Energy Act still guarantees net metering for residential systems under 10 MW, but new time-of-use rates now apply in PSE&G and JCP&L territories meaning solar owners should optimize battery storage to maximize savings during peak pricing windows. The SREC-II program, extended through 2028, now offers tiered incentives favoring low-income community installations, with base rates locked at $90/SREC for typical homeowners. Recent amendments to the Solar Act of 2021 also modified permitting: systems under 150% of a home’s energy needs now qualify for expedited “virtual permitting” in 42 municipalities, including Edison and Jersey City. However, coastal towns...