Garden State Solar Insurance

Expert tips to challenge a denied claim and secure the compensation you deserve Why Solar Panel Claims Get Denied in New Jersey And What You Can Do  New Jersey homeowners often face solar panel claim denials for reasons ranging from "pre-existing damage" to "improper installation" but these decisions aren't always final. As an insurance professional with decades of experience in NJ claims , I've seen insurers initially deny valid solar claims simply because homeowners lack the right documentation or don't understand policy nuances. Common denial reasons include alleged lack of maintenance (solvable with inspection records), claims that damage is cosmetic rather than functional (refuted with performance data), or assertions that your policy excludes certain perils like hail (often negotiable with weather reports). The key to winning an appeal lies in methodically dismantling the insurer's stated reason with concrete evidence. Start by requesting a wri...