Garden State Solar Insurance

A Step-by-Step Guide to Getting Compensated in New Jersey As a New Jersey homeowner with solar panels, you’ve made a smart investment in renewable energy. But what happens when storms, hail, or accidental damage affect your system? Navigating the insurance claim process can be tricky but I’ll guide you through every step to ensure you get the compensation you deserve.   In this guide, you’ll learn:   Does homeowners insurance cover solar panels in NJ? Step-by-step claims process  Common reasons claims get denied (and how to avoid them) Tips to maximize your payout Does Homeowners Insurance Cover Solar Panels in New Jersey?   Most standard NJ homeowners insurance policies cover solar panels under dwelling protection, but there are exceptions. Key factors that affect coverage:   Roof-mounted vs. ground-mounted systems (roof panels are usually covered, while ground systems may need extra coverage).   Leased vs. owned panels (if leased,...