Step-by-step instructions to claim repairs or replacements after weather-related damage Understanding Storm Damage Coverage for Solar Panels in NJ New Jersey's severe weather patterns from nor'easters to summer thunderstorms pose real risks to residential solar systems. Most standard homeowners insurance policies in NJ cover storm-related damage to roof-mounted solar panels under the dwelling protection portion of your policy, but critical exceptions exist. High winds, hail, and falling debris typically qualify as covered perils, while flood damage requires separate coverage. The first step after any storm is a thorough safety inspection never climb onto a damaged roof. Document all visible harm using high-resolution photos and videos that capture panel cracks, dented frames, displaced mounts, and any wiring issues. Time-stamped evidence is crucial, as insurers may dispute whether damage resulted from the recent storm or pre-existing wear. New Jersey homeowners should also rev...
Garden State Solar Insurance is your trusted New Jersey resource for comprehensive solar panel coverage. Protect your investment against storms, equipment failures, and liability claims with tailored insurance solutions. Learn how to safeguard SREC income during repairs, navigate NJ’s unique risks like nor’easters and grid outages, and maximize savings through NJ Clean Energy Program-compliant policies.