Garden State Solar Insurance

Avoid claim denials and get fair compensation with these proven strategies. How to Maximize Your Solar Panel Insurance Claim in New Jersey As an experienced insurance agent specializing in New Jersey policies, I’ve seen too many homeowners receive less than they deserve for solar panel damage because they didn’t understand the claims process. The key to maximizing your claim starts long before disaster strikes it begins with knowing your policy inside and out. Most standard homeowners insurance in NJ covers roof-mounted solar panels under dwelling protection, but ground-mounted systems may require additional coverage. The first step is reviewing your policy’s fine print: What’s your coverage limit? Are there exclusions for certain types of damage? Does it account for the full replacement cost of your system? Many New Jerseyans are surprised to learn their policy has outdated coverage limits that don’t reflect their solar array’s current value. If you haven’t updated your policy since i...